What we know about this broker
Confirmed 2026-06-16. Advantage Credit, Inc. is a Credit Reporting Agency (CRA) and FCRA-regulated reseller of consumer credit data, operating from Evergreen, CO. The company explicitly states it cannot honor CCPA deletion requests because its data is regulated by the FCRA, which is expressly exempt from the CCPA (per https://advcredit.com/ccpa/ and privacy policy at https://advcredit.com/privacy-policy-2/). No opt-out form or dedicated deletion URL exists. Consumers seeking to dispute or access credit data are directed to the nationwide bureaus via www.annualcreditreport.com. Despite the FCRA exemption, the company can be contacted via [email protected] (Vermont data broker registry) for any permissible requests. The seed tier of 1 has been overridden to tier 3 — no public rescannable profile exists and the broker is opaque/regulated. verify.method is manual. Escalation path is regulator_complaint (CFPB for FCRA issues, or state AG). Authorized agent handling not documented. Also registered under Vermont data broker law.
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