Birchwood Credit Services Inc

What we know about this broker

Confirmed on 2026-06-16 via birchwoodcreditservices.com. Birchwood Credit Services is a B2B mortgage credit-reporting agency (CRA) operating under FCRA, providing merged credit reports and verification services to lenders. Registered as a data broker in Vermont. The company has no dedicated consumer opt-out form for their own data; their consumer privacy page redirects consumers to optoutprescreen.com (1-888-567-8688) for credit-prescreening opt-outs managed by the major credit bureaus — this covers prescreened offer lists generated after mortgage credit pulls. No formal CCPA deletion mechanism or authorized-agent policy found on site. Privacy policy contact: [email protected]; phone 800-910-0015; PO Box 7403, Fort Lauderdale FL 33338. Seed tier was 1 but risk_investigation / FCRA-covered entity cannot be publicly rescanned, so corrected to tier 2 with broker_confirmed. FCRA exemptions may limit scope of deletion rights.