What we know about this broker
Confirmed 2026-06-16: SCHUFA Holding AG is Germany's primary private credit reference agency, regulated under GDPR and the German Federal Data Protection Act (BDSG). Data subject rights flow: Art. 15 access requests can be submitted via the online portal at https://www.meineschufa.de/de/datenkopie (requires name, address, DOB, and an ID copy upload; response sent by post within ~14-28 days). Art. 17 erasure and Art. 21 objection requests must be submitted in writing by email to [email protected] or by post to SCHUFA Holding AG, Abt. Datenschutz, Kormoranweg 5, 65201 Wiesbaden. Required identifiers: full legal name, current address, DOB; prior address only if changed within last 12 months. ID copy upload required if address on record differs. Erasure rights are limited for credit data — SCHUFA may lawfully retain data for legitimate credit-risk purposes; full erasure is typically only compelled when data is unlawful or inaccurate (ECJ C-634/21: insolvency discharge data must be erased after 6-month public register period). Authorized agent requests accepted with signed written mandate; SCHUFA may require additional identity verification of both principal and agent. Portal is CAPTCHA-protected. Verify method is manual because removal outcomes are not publicly observable — SCHUFA data is not publicly searchable. Escalation to BfDI (Bundesbeauftragter für den Datenschutz und die Informationsfreiheit) is the appropriate regulator. Bonify (bonify.de) provides free digital access to SCHUFA data as of late 2024 as an alternative access channel.
Check if you're exposed on SCHUFA Holding AG
Run a free exposure scan to see your listing, then let Redacted file and verify the removal.